What a CVV dump is
A CVV dump is a record of stolen card data. One record holds a card number, an expiration date, a cardholder name, and the three or four digit verification code. Sellers trade these records on closed forums and chat channels. Buyers use them to place orders on sites that skip code checks. There is no lawful vendor for this product. This page does not list one.
Buying card data is a federal crime
18 U.S.C. § 1029 governs fraud tied to access devices. Trafficking in card numbers carries up to 10 years for a first offense and 20 years for a second. Sentences grow when a case adds wire fraud, identity theft, or conspiracy counts. The Department of Justice announces these indictments each year against sellers and against the people who buy from them.
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Where the records come from
Card data leaks in three main ways. Skimmers on fuel pumps and ATMs copy magnetic stripe data. Phishing pages collect the number and the code in one pass. Merchant breaches expose stored records. PCI DSS Requirement 3.2 forbids storing the verification code after authorization. Breaches that yield usable dumps point to a system that kept the code anyway.
Controls that block the fraud
- Require code entry on every card-not-present order.
- Delete the code once the authorization response returns.
- Tokenize the card number so a breach yields no reusable data.
- Apply 3-D Secure for high-risk orders.
- Run address checks and velocity rules before shipping.
Report numbers
FTC Consumer Sentinel data shows credit card identity theft reports in the hundreds of thousands per year in the US. Card-not-present fraud is the largest single category in most issuer loss reports. Consumer losses tied to card data run into the billions of dollars annually.
If your card data is exposed
Freeze the card in the issuer app. Request a new number. Review statements for small test charges. Contact the FTC at IdentityTheft.gov and file a police report if a fraudulent account was opened in your name.